EPA 持久授權書

What is an EPA?

An enduring power of attorney (EPA) allows its donor (the person who wishes to give their power of attorney to someone), while he/she is still mentally capable, to appoint an attorney(s) to take care of the donor’s financial matters in the event that he/she subsequently becomes mentally incapacitated.

While a general power of attorney will cease to be effective automatically if one become mentally incapacitated, an EPA will ‘endure’ the donor’s mental incapacity and give the attorney the power to continue the donor’s financial affairs despite such incapacity.

Benefits of an EPA

Everyone faces the risk of losing mental capacity due to illness or accident. An enduring power of attorney allows someone (the donor) who is still mentally capable to appoint an attorney to take care of his financial matters in the event that he becomes mentally incapacitated. You may, for example, appoint an attorney to manage your financial affairs, even to sell or use your flats or other properties, when you are unable to do so; the attorney may use the assets to provide for your dependent with intellectual disability.

Powers of the attorney

Unlike the guardian, there is no financial limit on the amount of property the attorney can handle on behalf of the donor.  However, an attorney deals with the donor’s financial assets only, but will not decide on the where the donor’s intellectually disabled dependent should live and what medical treatment he receives.

 

什麼是持久授權書?

持久授權書容許授權人(即打算將其權力授予他人的人)在精神上仍有能力行事時,委任受權人,以便在授權人日後變得精神上無行為能力時,受權人可照顧其財務事項。

在授權人變為精神上無行為能力時,一般授權書會自動失去法律效力,而持久授權書則會「持久」地有效,並賦予受權人/代理人權力,繼續處理授權人的財政事務。

持久授權書有什麼用?

每個人都有可能因病或意外失去精神上行為能力(認知能力)。你可以在你健康時,成立持久授權書,委任受權人/代理人在你失去認知能力時,處理你的財政事務,甚至出售和運用你擁有的物業或財產,以供養你的智障子女。

受權人有什麼權力?

與監護人不同的是,受權人/代理人處理的財產沒有金額上限,,但是他只是授予權力處理授權人的財務資產。受權人/代理人無權處理授權人智障子女的居住或醫療事項。與監護人相同,受權人/代理人也不需要在處理財產前徵詢授權人的意見 。

Last updated: March 2016

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